Been There Thread, Travel Insurance - are you properly covered?

How many of us ever check the insurance we take out when going on holiday?


Travellers warned over insurance
By Joe Lynam
Business reporter, BBC News


British standards are being applied unfairly overseas as a basis for rejecting travel insurance claims, according to a consumer watchdog.

The Consumer Action Group (CAG) wants companies to be clearer with customers when selling travel insurance.

It cites the case of a 19-year-old who crashed a moped in Vietnam but his insurer refused to pay out.

The insurance firm involved said the policy "clearly stated" that the driver must have a full UK motorcycle licence.

The warning from the CAG comes as millions of gap year students and schoolchildren prepare to take their holidays this summer.


The group has highlighted the example of gap year student James Pinnington, 19, who crashed his moped in Vietnam in May breaking both his legs.

Although James had what he thought was comprehensive travel insurance and a full driving licence and was wearing a helmet, his insurer refused to honour the claim because he did not have a full UK Class A motorcycle licence.

Story from BBC NEWS:

Full Story

Published: 2008/06/29 10:18:55 GMT

© BBC MMVIII

It looks as though you have to read the small print carefully.

One of my sons was in a motorcycle accident about 18 months ago in Vietnam, it wasn't his fault and he came away with minor injuries. (he wasn't covered by travel insurance)

According to the police out there, he had to pay for the other riders injuries. I think it cost him about $1000.

:shock: